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Home Management: Basic Techniques For Working Women

By Mamoona Usman
Have you ever felt like you are being pulled in so many different directions that you don't know what to do first? This post will show you how the power of home management can help you get your house back in order. What is Home Management? Home management can feel like a daunting task, especially for working women who already have a lot on their plate. However, there are some simple steps you can take to make your home life more organized and efficient.  Here are some tips for better home management:   1. Set a schedule Create a daily or weekly routine. Having a set schedule for chores and errands can help you stay on track and prevent things from falling through the cracks. You can even involve your family members in this process to make it easier for everyone. 2. Clutter-free environment Keep your space clean and clutter-free. A cluttered environment can be chaotic and stressful. Taking the time to tidy up regularly can make a big difference in your overall mood and sense of...
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Different Budgeting methods

By Mamoona Usman

     Budgeting Methods

Budgeting Methods
 

 The budgeting rules of thumb that you can experiment with or indeed apply in case it makes sense for you and your situation. 

The 50 : 30: 20 Method

  A general budgeting rule that is actually renowned and realistic and states you should spend 50 of your Income on essentials like housing, and bills, and 30 of your income on wants and personal purchases. 20 for your monetary goals. like paying off debt Saving for retirement on other buying, Assets on properties, etc.

The 70: 20: 10 Method

which recommends you save 70% for your living expenditures, 20% for saving your net salary, and 10% for debt payments. in this case, the recommendation is to pay off the most adverse debt first. and then concentrate on paying off the rest as quickly as possible.

monthly budgeting

Budgeting Rules 

Rule one states that you should prioritize how you'll use your money and how independently of how much you each As soon as you get your money you need to decide & what to do with it each super needs to be assigned a job, and then you just have to follow your plan. 

 Big Bill prevention Rules 

 Is used to avoid big payments like an annual case repair on modification Festivals and birthday gifts and annual weekend outs etc. 

Once a time sum up all of these expenses the money you want to allocate for gifts, regular car or house repair charges, and divide by the 12 months of the year, your goal is to fund those extraordinary charges yearly and the bills arrive you already the money and will be suitable to avoid extra debt or expenses. So, start sinking funds for those categories. 

 24 :4: 10 Car loan Rule 

It helps clarify how should allocate your money towards purchasing a car and How. Basically, it states you, should make a 20 down payment of car value. that will keep you from owing further than your car is worth if you can’t afford this then the car is presumably out of your budget. this will help you minimize the volume of rent you. pay over the car. 

 When you agree on your car ijara make sure it isn't longer than 4 years and eventually your car payment should Be kept under 10 of your gross monthly income. 


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